Privacy varies by service and state. Our privacy practices and the services available may vary depending on your location and the products you select. By using this product or related services, you agree to the applicable Terms of Use and Privacy Policy in effect at the time of use, which may be updated from time to time.
Information you provide. You may be asked to provide personal information to facilitate your request (including, where applicable, contact information and other details needed for eligibility screening, quotes, or enrollment support). You are responsible for ensuring the information you submit is accurate and complete.
No HIPAA promise unless stated. Unless expressly stated in writing, we are not a “covered entity” or “business associate” under HIPAA and the information you provide may not be treated as “protected health information” under HIPAA.
How we use information. We may use your information to (a) provide and operate the service, (b) communicate with you about your request, (c) match you with available options, (d) improve and secure the service, (e) comply with legal obligations, and (f) prevent fraud or misuse. We may also use information in de-identified or aggregated form where permitted by law.
Sharing with third parties. To facilitate your request, we may share information you provide with insurance carriers, licensed agents/brokers, program administrators, service providers, or other third parties involved in delivering the services you request. Third parties may have their own privacy practices and terms, and their handling of your information is governed by their policies.
Marketing and communications. By providing your contact information, you consent to receive calls, texts, and emails related to your request, including via automated technology where permitted by law. Message and data rates may apply. Consent is not a condition of purchase. You may opt out of promotional communications at any time using the method provided (e.g., “STOP” for texts, unsubscribe links for email), though we may still send service-related or transactional messages.
Security and transmission risk. No method of transmission or storage is completely secure. We do not guarantee absolute security of your information, and you use the service at your own risk.
External links and platforms. Our service may include links to or integrations with third-party websites, tools, or platforms. We are not responsible for third-party content, availability, security, or privacy practices.
No warranties; service “as is.” The service is provided “as is” and “as available,” without warranties of any kind, express or implied, except as required by law. We do not guarantee uninterrupted access, error-free operation, or that the service will meet your specific needs.
Limitation of responsibility. To the maximum extent permitted by law, we are not responsible for third-party actions, decisions, or omissions (including insurance carriers, agents, government agencies, or vendors), nor for any indirect, incidental, consequential, or special damages arising from your use of the service.
Your responsibility. You are responsible for reviewing applicable terms, coverage documents, and privacy policies, and for using the service in compliance with all applicable laws and regulations.